Small Businesses

Program Description

These policies are designed for small to medium size business, including but not limited to retail, wholesale, lessor risk, apartments, professional services, technology services and many more. Business owner policy coverages may include general liability, property, business income, money & securities, theft and many other optional coverages to help protect and satisfy today’s savvy business owner. We are proud that all of Target General Insurance small business carriers are admitted and carry at least an A.M. Best Rating of A or higher. We are confident that our carriers financial ratings are superior and are financially sound.

Program Highlights:

• Packages include full CGL and comprehensive property coverage
• Monoline coverages are also available for general liability, inland marine, builders risk/COC, ocean cargo, workers’ compensation
• Gross revenue up to $20 M in sales allowed
• New Ventures Acceptable
• Workers’ Compensation coverage is available with or without a package policy
• Direct Billing – Various payment options
• Quote turnaround is a window of 24 to 48 hours (based on submission and account size)
• Annualized Commissions

Coverages Available:

• Business Owners Package
• General Liability
• Commercial Automobile
• Inland Marine
• Builders Risk
• Course of Construction
• Ocean Cargo
• Workers Compensation

Approved Territories:

• AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Markets Available:

• Continental Casualty
• National Fire Insurance Company of Hartford
• American Casualty Company of Reading
• Transportation Insurance Company
• Valley Forge
• The Continental Insurance Company of NJ

Submission Requirements:

• ACORD Application
• Supplemental Application
• Currently Valued Loss Runs – 3 to 5 Years
• Insured Narrative – If Available
• Needed Premium – If Available
• Email Complete Submission to submissions@tmi-group.com