Contractors

Program Description

Target Contractors Insurance offers insurance for small to mid-size artisan, residential and commercial general contractors. Coverage is also available for accounts over $100,000 for all construction trades and energy project contractors. Coverages include GL, Auto, WC, and Wrap Ups.

We continue to build strong relationships with our valued network of insurance carriers. The diversity of our business mix and growth strategies continually leads us into new developing markets and positions us for continued success. Target Contractors Insurance offers markets for Carpentry, Concrete, Electrical, Masonry, Plumbing, Wallboard, Painting, Plaster, Sheet Metal, Excavation, Flooring, Street Sweeping, Asphalt, Glass, Heating, Air Conditioning, and many more contractors and general contractors.

Program Highlights:

General Liability:

• GL Program for Artisan and General Contractors
• Small to mid-sized artisan, residential and commercial general contractor
• A rated carriers & policy form options ranging from claims made to full occurrence.
• Pay-As-You-Go installment option for those distribution partners who provide or with payroll processing entities.
• New residential construction including smaller condos
• Most construction classes available including roofers and framers
• Blanket Additional Insured’s are available with primary/noncontributory wording
• General Contractors with up to 100% sub costs eligible
• Contractors GL Rate Indicator

Workers Compensation:

• New Ventures
• Guaranteed Cost
• Deductible Programs
• Access to several "A" rated admitted carriers
• No Premium volume commitments
• Easy submission process
• Quick quote turnaround time
• Competitive Commissions

Coverages Available:

• General Liability – Up to $2,000,000 Limits
• Auto Liability – Up to $1,000,000 Limits
• Auto Physical Damage
• Auto Hired / Non-Owned
• Auto Medical Payments
• Auto Uninsured / Under-insured
• Workers Compensation
• Wrap Ups
• Bonds

Approved Territories:

• AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Markets Available:

• State National
• United Specialty
• Accident Insurance
• Chartis
• Zurich

Submission Requirements:

• Online Rate Indicator – Request Additional Credits if Needed (Link)
• ACORD Application
• Contractor Supplemental Application
• Insured Narrative -If Available
• Needed Premium -If Available
• Email Complete Submission to submissions@tmi-group.com